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Basic Checking No-Interest

  • Minimum balance required to avoid maintenance fee: $500.00
  • Maintenance fee if under minimum balance: $4.00 per month
  • Per item fee: $.10 per item if below $500.00
  • Free to students and seniors: yes

Liberty Checking - No Interest

Duplicate checks are required for this product

No Minimum deposit
No minimum balance required
No maintenance fee

No per-item fee No interest
Checks are safe-kept
Free to students and seniors: no


Celebrity 55 Club Account**

For those customers who are 55 or better

  • Minimum balance required to earn interest: $750.00
  • Minimum balance required to avoid maintenance fee: $1500.00 in deposit accounts
  • Maintenance fee if under minimum balance: $5.00 per month
  • No per item fee
  • Free to students and seniors: no
  • Interest rate: variable tiered rate subject to change at any time

OTHER ACCOUNT BENEFITS: membership card, discounts, free Debit card, free gray Bank checks, $5.00 off each order for other checks, $3.00 per year discount off the rental cost of any size safe deposit box rented at our bank

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Executive Checking Account

  • Minimum balance required to earn interest: $750.00
  • Minimum balance required to avoid maintenance fee: $750.00
  • Maintenance fee if under minimum balance: $5.00 per month
  • Per item fee: $.20 per item if below $750.00
  • Free to students and seniors: yes
  • Interest rate: variable tiered rate subject to change at any time
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Executive Checking Gold Club**

  • Minimum balance required to earn interest: $750.00
  • Maintenance fee $8.00 per month regardless of balance
  • No per item fee
  • Free to students and seniors: no
  • Interest rate: variable tiered rate subject to change at any time
  • Other account benefits: free gray Bank checks, $5.00 off each order for other checks

**Executive Gold and Celebrity 55 have no fees for the following: stop payments, cashiers checks, or money orders.

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All Checking Accounts

  • Free direct deposit
  • Free Credit Card Cash Advance
  • Free safekeeping if desired
  • Interest calculated on daily collected balance
  • Service charge calculated on average collected balance
  • Monthly Statements
  • Check images with statements except on Liberty account
  • Minimum initial deposit: $0.00
  • Call 218-564-4171 or 218-837-5171 during regular banking hours for current interest rates.
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